Mr. Saint-Jacques,FSA, FICA, joined the internal audit team of iA Financial Group in 2015. His expertise has enabled him to carry out initiatives related to actuarial services among other areas of financial services. His career has allowed him to take action within various areas of insurance, primarily within individual insurance as well as individual and group annuities. As an employee of iA Financial Group since the beginning of 2008, he was primarily responsible for the development of individual annuity products and the marketing and distribution of group annuities. Both his actuarial experience as well as his experience in product marketing and development have allowed him to gain expertise regarding the management of risks inherent to insurance products and the processes that support the management of these products.